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Protect Your Loved Ones

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Secure your family's future with our affordable and hassle-free life insurance plans. At Peace of Mind Assurance, we specialize in helping seniors and families find the perfect coverage to suit their needs. Let us provide you with the peace of mind you deserve

The Right Coverage. The Right People. The Right Time.

Life insurance isn’t one-size-fits-all. That’s why we tailor every plan to fit your needs—without pressure, gimmicks, or fine print.

Real People. Real Answers.

No call centers. No bots. Just honest, one-on-one guidance from Sheena herself—someone who actually cares about your story, not just your signature.

Coverage That Fits You.

We don’t do one-size-fits-all. Your plan is personalized to your lifestyle, budget, and goals—so you only pay for what you truly need.

Fast. Simple. No Stress.

We make insurance easy. No confusing paperwork, no pressure sales. Just straight answers, fast approval, and peace of mind.

Happy Family

Who We Are

At Peace of Mind Assurance, we specialize in providing permanent, final expense, and term life insurance policies. Our commitment to honesty and transparency ensures that you receive competitive pricing options from top carriers, giving you peace of mind knowing your loved ones are protected.

Life Insurance Solutions

Coverage Options to Fit Your Needs and Budget

Final
Expense

Final Expense Insurance is a small whole life policy designed to cover the costs that come after someone passes—like funeral expenses, medical bills, or even small debts. It’s all about making sure loved ones aren’t left with the financial burden.

Term Life 
Insurance 

Term Life Insurance provides coverage for a set period—usually 10, 20, or 30 years. If you pass away during that term, your family gets a tax-free lump sum payout. If you outlive the term, the policy ends (but some plans can convert to permanent).

Permanent 
Life Insurance 

Permanent Life Insurance stays with you for your entire life—it never expires as long as you keep up with the premiums. Unlike term life insurance, which eventually ends, permanent life guarantees that your loved ones will receive a tax-free payout no matter when you pass away.

Get quote

Start by providing basic information to receive a personalized quote. 

book a consultation 

Schedule a meeting with an agent to discuss your options and find the best solution for your needs.

application Process 

The agent will ask medical- related questions and will request personal information such as your social security number, driver's license number, banking information and beneficiaries.

approval is quick 

For simplified issue policies that don’t require an exam, approval typically takes 24-72 hours. For fully underwritten policies requiring an exam, approval may take 5-7 days.

Meet Sheena

Your Licensed Life Insurance Specialist

I started Peace of Mind Assurance to make life insurance simple, personal, and stress-free. I treat every client like family—because that’s how I’d want someone to treat my family.”

  • Licensed, Experienced, and Always Honest

  • Here to guide you—not push you

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What Our Clients Are Saying

Professional Smiling Woman

Sheena broke everything down in a way I could actually understand.”
“I was so overwhelmed by all the insurance lingo before. Sheena walked me through every option without the pressure or confusion. I finally feel like I made the right choice for my family.

Angela M.

Frequently Asked Questions (FAQ)

1. What is life insurance and how does it work?

Life insurance is a contract between you and an company that provides a to your beneficiaries upon your death. You pay regular premiums, and in return, the insurer guarantees a death benefit.

2. How much life insurance coverage do I need?

The amount coverage you need depends on your financial obligations, such as debts, mortgage, and dependents. A common rule of thumb is to have coverage that is 10-15 times your annual income.

3. Can I change my life insurance policy after purchasing it?

Yes, you can typically make changes to your policy, such as increasing coverage or adding riders, but it may require a new application or medical underwriting.

4. What happens if I miss a premium payment?

If you miss a premium payment, your policy may enter a grace period, allowing you time to pay. If you don’t pay within that time, your policy may lapse, and you could lose coverage.

5. Are life insurance benefits taxable?

Generally, life insurance benefits paid to beneficiaries are not subject to income tax. However, if the policy has accumulated cash value, there may be tax implications on that amount.
 
6. How is term life insurance different from whole life insurance?
 
Term life insurance provides coverage for a specific period (eg., 10, 20, or 30 years) and pays out only if you pass away during that term. Whole life insurance, a type of permanent life insurance, provides coverage for your entire lifetime and includes a cash value component that grows over time. 
 
7. Can I get life insurance if I have a pre- existing medical condition?
 
Yes, you can still get life insurance with a pre- existing conditon, but the type and cost of coverage may vary. Final expense and guaranteed issue policies often don't require a medical exam and may be more accessible options for those with health issues.
 
8. How are life insurance premiums determined?
 
Premiums are based on factors like your age, health, lifestyle, the type of policy and the amount of coverage. Generally. younger and healthier individuals pay lower premiums.
 
9. Do I need life insurance if I'm retired and my mortgage is paid off?
 
Even if your major obligations are covered, life insurance can still be beneficial. It can help cover final expenses, leave a financial legacy for loved ones, or provide funds for estate taxes or charitable donations.
 
10. How do I choose the right life insurance policy?
 
Choosing the right policy depends on your personal and financial situation. Consider factors like your age, health, financial responsibilities and goals. An experience agent can help assess your needs and recommend the best type of coverage.

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© 2025 Peace of Mind Assurance. All Rights Reserved.

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